Licensing and Disclosure

Effective Date: September 24, 2026

This Licensing and Disclosure page provides important information regarding the insurance-related services and information available through Auto-Insured.com.

Please review this information before requesting a quote or purchasing an insurance product.

1. Insurance Services

Auto-Insured.com provides consumers with access to information and assistance related to automobile insurance coverage.

We may assist consumers with exploring available insurance options, requesting quotes, understanding coverage options, and connecting with appropriately licensed insurance professionals and/or insurance providers.

Auto-Insured.com is not an insurance carrier.

Insurance policies are issued and underwritten by the applicable insurance companies. The insurance carrier is responsible for the terms and conditions of any policy it issues.

2. Licensing

Insurance products and services are offered only where permitted by applicable law and through appropriately licensed insurance professionals or entities.

The availability of insurance products may vary by state.

Nothing on Auto-Insured.com should be interpreted as an offer to sell, solicit, negotiate, or provide an insurance product in a jurisdiction where the applicable licensing or other legal requirements have not been satisfied.

Where required, insurance transactions will be handled by appropriately licensed insurance professionals.

3. Insurance Availability

Insurance products, carriers, coverage options, and services may not be available in every state or to every applicant.

Eligibility may depend on factors including:

State of residence
Driving history
Vehicle information
Insurance history
Coverage requirements
Underwriting criteria
Applicable insurance laws and regulations

Submitting a quote request does not guarantee eligibility or approval for insurance coverage.

4. Quotes and Rates

Any insurance quote, rate, premium, or estimate provided through or in connection with Auto-Insured.com is subject to verification and underwriting by the applicable insurance provider.

Final premiums may differ from preliminary estimates based on information obtained during the application and underwriting process.

We do not guarantee any specific insurance rate, premium, discount, savings amount, or coverage availability.

5. Coverage Information

Information regarding liability coverage, comprehensive and collision coverage, full coverage, SR-22 requirements, high-risk insurance, or other insurance products is provided for general informational purposes.

Coverage descriptions on this website are summaries and should not be interpreted as the complete terms of an insurance policy.

The actual insurance policy, declarations, endorsements, exclusions, limitations, and other documents issued by the insurance provider determine the coverage provided.

6. No Coverage Bound Through Website Content

Viewing Auto-Insured.com, submitting an online form, requesting a quote, speaking with a representative, or receiving an estimate does not by itself create or bind insurance coverage.

Insurance coverage becomes effective only after all applicable requirements have been satisfied and coverage has been confirmed or issued by the applicable insurance provider or authorized insurance professional.

Do not cancel or modify existing insurance coverage solely because you submitted a request through Auto-Insured.com.

7. Insurance Carrier Independence

Insurance companies and other third parties referenced through Auto-Insured.com are separate entities and are responsible for their respective insurance products, underwriting decisions, policy administration, billing, claims, and other carrier-specific services.

The use of an insurance company's name, trademark, or logo does not by itself imply ownership, sponsorship, or endorsement of Auto-Insured.com.

All third-party trademarks and service marks belong to their respective owners.

8. Compensation Disclosure

Where permitted by law, insurance professionals or other parties involved in an insurance transaction may receive commissions or other compensation in connection with the sale, placement, servicing, or referral of insurance products.

Such compensation may vary depending on the insurance product, provider, and applicable arrangements.

9. Accuracy of Information

Customers are responsible for providing accurate, complete, and current information when requesting an insurance quote or applying for coverage.

Incorrect or incomplete information may affect quoted premiums, eligibility, coverage, policy issuance, or other aspects of an insurance transaction.

10. No Guarantee of Approval

Auto-Insured.com does not guarantee that an applicant will qualify for insurance.

Insurance providers may consider applicable underwriting factors when determining eligibility, rates, coverage limits, deductibles, and other policy terms.

All final underwriting and policy decisions are made in accordance with the applicable provider's requirements and applicable law.

11. State-Specific Requirements

Insurance laws and licensing requirements vary by state.

Additional disclosures, notices, licensing information, or consumer protections may apply depending on your state of residence and the insurance product involved.

Where state-specific requirements conflict with information on this website, applicable state law and the terms of the issued insurance policy will control.

12. General Disclaimer

Information available on Auto-Insured.com is provided for general informational and insurance-shopping purposes and should not be considered legal, tax, or financial advice.

Customers should carefully review all insurance documents before purchasing coverage and contact an appropriately licensed insurance professional with questions regarding specific coverage.